Description
Main Features
VAT Credit Management
Capital Payments and Reserve Management
Asset Transfers
AI-Supported SWOT Analysis and Business Model Canvas
Integrated automation for creating budget forecasts and comprehensive analyses
The software ensures a smooth workflow even without accounting experience.
FINART Features – Culture PLUS
Analysis and Planning
Complete economic and financial budget
5-year budget forecasts
Monthly cash flow
Automatic financial statement
DSCR, bankability, and operational risk indicators
Profitability and margin analysis
Professional documentation
Interactive business plan
Automatically generated charts and tables
AI modules for texts, analyses, and interpretations
FINART templates for descriptive and analytical sections
Business modeling
Suitable for any business category:
Trade: inventory management, commissions, discounts, deferrals
Manufacturing: analytical variable costs, product margin, personnel costs
Services and professionals: up to 20 configurable services with customized prices and costs
Tourism and hospitality: hotels, B&Bs, residences, vacation homes, accommodation facilities
For startups and existing businesses
Start-ups
The software builds the financial plan starting from the from:
investments
prices
costs
sales volumes
staff
AI assists in verifying the consistency of hypotheses.
Already operational businesses
Includes:
Import of the latest closed balance sheet
Management of payables, receivables, and capital goods
Automatic integration into the following year’s plan
Monitoring of collections, payments, and ongoing depreciation
Advanced Scenarios
Base Scenario
Optimistic Scenario
Pessimistic Scenario
Modify parameters such as:
Prices
Costs
Volumes
Variable and fixed costs
Personnel
And immediately see the impact on:
Liquidity
Margins
Break-even point
Overall profitability
Integrated financial statement analysis
The software automatically generates:
Over 30 financial statement indicators (ROI, ROE, EBITDA, ROS, BEP, Current Ratio, Acid Test, etc.)
Three reclassified income statements
Two reclassified balance sheets
DSCR and business crisis indicators
Analytical margin for each product or service
What’s included Plus version
Lifetime license
30 days of technical support
One individual FINART consultation included
Access to AI modules for analysis and text compilation
Complete documentation, ready to present to banks and investors
Compliance
The software complies with:
EBA 2021 Guidelines
Financial planning best practices
Recognized professional standards in the corporate and banking sectors
Key features
Automation of calculations and forecasting models
AI support for analysis and business plan preparation
Simple interface, consistent with the FINART standard
Ideal for consultants, businesses, professional firms, and startups